AML/CTF Compliance Services

From the self-managed portal to fully supported compliance programs — we have a solution for every reporting entity, at every stage of their AML/CTF journey.

Service 1

AML Compliance Portal

The RUCK Compliance AML Portal is your complete, structured compliance hub — designed to guide reporting entities through every AML/CTF obligation, from initial setup to ongoing maintenance and AUSTRAC reporting.

Everything is organised in the order you need it, accessible to your whole team, and built around the real-world workflow of running a compliant practice. No compliance background required.

Framework Documents

Build your Risk Assessment, Policy, and Process Document with guided templates and revision history.

Smart ICDD Forms

Conditional logic adapts the form to each customer type — faster to complete, nothing missed.

Tracker & Registers

Log, date-stamp, and link every compliance activity. Full escalation and training registers included.

Team Access

Unlimited users under one entity. All staff can access and collaborate on the same portal.

Word & PDF Exports

Every form and document has a downloadable Word version and PDF export for your records.

Privacy-Conscious

Client PII is never stored in our portal — forms are designed to save to your own secure storage.

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Portal Sections Include

Everything You Need, In Order

01
AML/CTF Framework Documents
Risk Assessment · AML/CTF Policy · Process Document
02
Personnel & Governance
Compliance Officer Appointment · Due Diligence · Responsibilities Register
03
Training
Training Register · Annual Refresher · Competency Confirmation
04
ICDD — Customer Onboarding
Individuals · Companies · Trusts & Partnerships · Enhanced CDD
05
Ongoing Monitoring
Transaction Monitoring · Customer Reviews · Escalation Register
06
AUSTRAC Reporting
SMR Guidance · TTR Records · Annual Compliance Report
Portal Overview

See the Portal in Action

A 60-second walkthrough of how the RUCK Compliance AML Portal guides you from initial setup through to ongoing compliance — everything logged, everything evidenced.

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AML Compliance Made Simple — 1 min overview
Service 2

AML Program Development

Whether you're a new Tranche 2 entity building an AML/CTF Program from scratch, or an existing reporting entity updating your program for the 2026 reforms, our team will build it right.

We take a practical, risk-based approach — your program will be tailored to your specific business, your sector's risks, and your operations. Not a generic template.

What's Included
  • Detailed ML/TF/PF risk assessment
  • Complete AML/CTF Policy document
  • Operational process documentation
  • Tailored to your designated services and sector
  • Risk-based, practical — won't slow your business
  • 12 months of ongoing compliance support
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Best for
New Reporting Entities

If you've been captured by the Tranche 2 reforms and need to build an AML/CTF Program for the first time — we handle the entire build, tailored to your business.

Also suitable for
Existing Reporting Entities

Already have a program but need it updated for the 2026 reforms? Our Reform Readiness Pack covers an AML program update, risk assessment review, and 12 months of support.

Service 3

Independent AML Program Evaluations

An independent, objective assessment of your AML/CTF Program — conducted by someone outside your organisation — provides confidence that your program is genuinely fit for purpose.

AUSTRAC guidance recommends periodic independent reviews of both the design and operational effectiveness of AML/CTF Programs. Our evaluation provides a clear, evidence-based report with actionable recommendations.

Two Assessment Types
Design Assessment

Reviews whether your AML/CTF Program is designed appropriately — covering the risk assessment, policy, procedures, and governance framework against the requirements of the AML/CTF Act and Rules.

Operational Assessment

Reviews whether your program is working in practice — testing whether day-to-day operations reflect your documented policies and whether controls are effective.

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What You Receive

Evaluation Report
A clear, structured report detailing findings against each requirement.
Gap Analysis
Identification of gaps, weaknesses, or areas of non-compliance.
Recommendations
Practical, prioritised recommendations to address findings.
Risk Assessment Review
Assessment of whether your risk assessment remains current and fit for purpose.
12 Months Support
Ongoing support to help you implement recommendations and maintain compliance.
Additional Service

Industry-Specific AML/CTF Risk Awareness Training

The AML/CTF Act requires all relevant personnel to receive appropriate training — initial training before they start, and refresher training at least annually. We deliver training tailored to your sector and your team.

Initial Onboarding Training

Comprehensive AML/CTF training for new staff — covering obligations, red flags, escalation procedures, and your practice's specific processes.

Annual Refresher Training

Keeps existing staff current with regulatory updates, emerging typologies, and your program's evolving requirements.

Role-Specific Training

Targeted training for compliance officers, senior management, and customer-facing roles — appropriate to their responsibilities.

Industry-Specific Content

Training content aligned to your sector — whether you're an accountant, lawyer, financial adviser, or real estate agent — with relevant examples and typologies.

Training Register & Records

All training completion is recorded in your portal Training Register — providing audit-ready evidence that your team is trained and current.

Risk Awareness Plans

Included in Compliance Starter Packs — a structured training plan to ensure your team receives the right training at the right time.

CDDaaS — Additional Service
Powered by iDeed's ARCaml

CDD Outsourcing Arrangements

We've partnered with iDeed's ARCaml to deliver Customer Due Diligence as a Service — enabling you to outsource the time-consuming elements of CDD while maintaining full AML/CTF compliance.

This arrangement allows you to meet your CDD obligations efficiently and confidently — without building in-house capability for identity verification, screening, and risk rating.

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KYC/KYB Verification

Identity and business verification for individuals and corporate entities, meeting AML/CTF standards.

Beneficial Ownership

Full beneficial owner identification and verification, including complex trust and corporate structures.

PEP & Sanctions Screening

Real-time screening against Politically Exposed Person lists and international sanctions databases.

Customer Assessment

Automated risk ratings for each customer, aligned to your risk assessment criteria.

Record Keeping

Compliant record keeping of all CDD activities, in line with AML/CTF Act requirements.

AUSTRAC Reporting Support

Assistance with AUSTRAC reporting obligations arising from CDD findings, including SMRs.

Service 6 — Enterprise

Branded Portal for Your Organisation

The RUCK Compliance Enterprise Plan is a fully white-labelled version of the portal — branded to your organisation, deployed on your domain, and extended with your own fields and forms.

Ideal for industry associations offering compliance tools to members, franchisors deploying across a network, compliance consultants building a portal offering, or large reporting entities managing multiple branches or entities.

What's Included
  • Full white-label branding — your logo, colours, and identity
  • Custom domain deployment (e.g. compliance.yourdomain.com.au)
  • Branded customer-facing forms — ICDD, EDD, onboarding documents
  • Custom fields added to any form to meet your specific requirements
  • Multi-entity admin panel — create, manage, and oversee client entities
  • User management — role-based access for administrators and staff
  • All standard portal features included (documents, trackers, registers)
  • Dedicated onboarding, configuration support, and ongoing assistance
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White-Label Branding

Your logo, your colours, your name. The portal looks and feels like your product — not ours.

Branded Client Forms

Customer-facing ICDD, EDD, and onboarding forms carry your branding — a consistent, professional experience.

Custom Fields

Add fields specific to your operations or sector to any form — collecting exactly the information you need.

Multi-Entity Management

Manage many client entities from a single admin view. Create entities, assign users, and monitor progress.

Custom Domain

Deploy on your own domain or subdomain — seamlessly integrated with your existing web presence.

Dedicated Support

A dedicated support contact, onboarding assistance, and ongoing help as your deployment grows.

Enterprise pricing is tailored to the number of entities, scope of customisation, and deployment requirements. Contact us to discuss your needs and receive a custom quote.

Not Sure Which Service You Need?

Get in touch and we'll help you work out the right approach for your business — no obligation, no jargon.